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Annuities are a financial product that people seem to love or hate.  Most people I talk to have a pre-conceived bias about these products.  The truth is that annuities are neither good nor bad.  They are a tool.  When used in the right situation they can be a good choice.  When used inappropriately, they can be a poor fit for your financial situation.Here, I will not discuss whether they are good or bad because that is unique to your situation.  That requires a much

Life insurance is a crucial piece of a solid financial.

We at Tri-State Financial Services are saddened to hear about so many friends and neighbors being impacted by the closure of the Cleveland Cliffs/Mountain State Carbon coke plant. We understand the hardships this can create for each of the nearly 300 people who are losing their job as well as the impact it has on their families. As the May 1st closing date approaches, there are many things to consider.